Small Business. Real Talk

Small business success is predicated on a host of factors ranging from good products and services, sound leadership, customer service, and competitive pricing. Equally as important but often forgotten and some instances, simply ignored is fiscal management. For many entrepreneurs, financial statements are done during tax season and budgeting is a near after thought leaving many with unanswered questions as to why their business is not growing or as profitable as they would like. 

Join the Howard Chamber for insightful discussion on the importance of budgeting and financial analysis and its impact on business growth. You'll learn how to create consistent cash flow, which results in improved working capital and profitability.


Patrick Shurney spent 30 years in corporate banking prior to starting his own virtual consulting/coaching practice in January 2020.  As a financial professional, Patrick helps business owners learn to run their business by their financial reports (balance sheets, income statements, budgets, etc) so they can create consistent cash flow and improve profitability.  He specializes in working with business under $20 million in revenue with a concentration on construction trade contractors. During the pandemic, Patrick helped over 300 business owners across the country obtain PPP loans.  He has served on many local non-profit boards, including The Howard County Chamber of Commerce, Leadership Anne Arundel (chairman) and Leadership Howard County.  He loves the outdoors and has been a long-suffering Commanders and Orioles fan.